services
How can we help you?
We pride ourselves on delivering proactive service and support.
We have extensive experience in all things finance, and look forward to helping you.
HOW WE CAN HELP
RETIREMENT PLANNING
Retirement seems so far away, yet in a blink of an eye it’s just around the corner. Most people only start paying serious consideration to retirement later in their working life, but with limitations on contributions you can make to super, starting early can give a real boost to your standard of living in retirement.
Are you on track to meet your retirement goals?
We can assist you with all aspects of your retirement, with advice personalised to your situation.
Area’s for advice in relation to retirement can include:
- Calculating how much do you need to retire
- How to accumulate wealth tax effectively
- Transition to Retirement (TTR)
- Salary Sacrifice
- Structuring your assets in retirement
- Income streams in retirement
- Determining what Government Benefits you are entitled to
- Assisting you to apply for Centrelink/DVA benefits
- Minimising tax payable to beneficiaries
- Estate Planning
Contact us now to arrange a meeting to discuss your personal circumstances, and see how we can get you on track for retirement.
LIFE INSURANCE AND INCOME PROTECTION
We all insure our home and contents, our car, and likely have private health insurance – but what about you and your ability to generate income?
It’s important to have the right cover in place to make sure unforeseen events don’t derail your financial progress.
We can assist you to develop a strategy to protect your most valuable asset – YOU.
Considerations for you in relation to insurance can include:
- Life Insurance
- Total & Permanent Disability Insurance
- Income Protection Insurance
- Trauma Insurance
- Business Insurance
- Considering the benefits of holding insurance inside and outside of superannuation
- Reviewing your arrangements as your personal circumstances change.
Contact us now to arrange a meeting to discuss your personal circumstances, and see how we can ensure you and your family are financially secure in the event of the unexpected.
SUPERANNUATION
Over time, superannuation will become one of your biggest assets, and the primary source of retirement funding.
Taking control over your super now, and having a retirement plan in place will help you not only get to where you want to go, but with life expectancy on the rise, stay there.
We can assist you with all aspects of your superannuation with advice personalised to your situation.
Considerations for you in relation to your superannuation can include:
- Finding lost super accounts from previous employers
- Consolidating multiple superannuation funds
- Understanding how your superannuation is currently invested
- Understanding the personal insurance policies inside your superannuation, and make sure you are paying for a policy you need
- Taking advantage of contribution strategies which may reduce your personal income tax or provide other access to other benefits
- Ensuring appropriate beneficiary nominations are in place
Contact us now to arrange a meeting to discuss your personal circumstances, and see how we can get your superannuation working for you and get on track for retirement.
INVESTMENTS
You’ve worked hard to earn your money, but how hard is it working for you?
Where do you start investing? How much do you need to start with and where do you invest? How do I make sure all my eggs aren’t in the one basket? We can assist with all of these questions and put plans in place to help you reach your goals.
We can assist you with all aspects of your investments goals with advice personalised to your situation.
Considerations for you in relation to investing can include:
- Using time to your advantage with the power of compounding returns
- Managing assets and using them to build greater wealth.
- Enabling growth and helping minimise risk through a diversified spread of investments
- Structuring investments according to your family situation to be more tax efficient
Contact us now to arrange a meeting to discuss your personal circumstances, and see how we can look at ways to have your money work for you.
SELF MANAGED SUPERANNUATION FUNDS (SMSF)
A Self Managed Superannuation Fund or SMSF can provide you with more flexibility and control over how your money is invested.
We can assist you with all aspects of your self-managed superannuation fund to ensure you are making the most of your opportunites.
Considerations for you in relation to your SMSF can include:
- Determining whether a SMSF structure is appropriate
- Setting up an investment strategy and implementing a diversified portfolio
- Consulting on SMSF strategies including superannuation estate planning
- Member insurance recommendations
- Retirement strategies including contribution advice and commencing retirement income streams
Contact us now to arrange a meeting to discuss how we can help to get the most out of your Selp Managed Superannuation Fund.
GET IN TOUCH
Contact Details
If you are interested in working with us then please drop us a line, we would love to hear from you.